Credit Analyst Interview Questions 

A credit analyst assesses an applicant’s credit score through their financial reports and data to determine their eligibility for taking a loan. The ideal candidate will be detail-oriented with good evaluation skills to do a risk assessment.

The below are some questions to help you find the right fit for your company.  

• Why do you want to work for us? 
• What according to you are the qualities a credit analyst should possess? 
• How do you define yourself? 
• How do you think the company will be affected positively by hiring you? 
• What do you think are the major challenges of this job? 
• How do you think your past experience has helped you for your present role? 
• How do you prioritize work? 
• What do you think are your prime duties? 
• What is the first thing you’ll focus on if you’re hired? 
• Do you consider yourself a team player? 
• Walk us through a typical credit assessment process. 
• How would you determine the effectiveness of such a process? 
• A person is borderline ineligible for taking a loan but he is in dire need of it. What do you do? 
• Which credit metrics do you look for while assessing an applicant’s credit status? 
• How do you extend credit to an applicant? 
• According to you, what is a good debt equity ratio? What is its significance? 
• What will you check for before lending Rs 10 crores to a company? 
• What is interest coverage ratio?  
• Tell us about your experience with a team project.  
• Tell us about a time when you felt fulfilled with your job. 
• Defend the remuneration package that you want.